Privacy Policy

Machinery Funding
Effective Date: July 29, 2025
Last Updated: July 29, 2025

At Machinery Funding, we are committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal data in compliance with the Texas Data Privacy and Security Act (TDPSA) and other applicable Texas and federal laws. We value the trust you place in us and strive to maintain the confidentiality and integrity of your information, even after our business relationship ends.

This policy applies to all personal information collected from Texas residents and other individuals who interact with Machinery Funding, whether through our website, forms, or other communication channels. By providing your personal information to us, you consent to the practices described in this policy, subject to your rights to limit or withdraw consent as outlined below.

1. Who We Are

Machinery Funding is not a lender or a brokerage. We connect our clients with third-party lenders who provide financing solutions directly to clients. We facilitate these connections at no upfront cost to you, though lenders may charge their own fees. This Privacy Policy governs our handling of personal information collected during this process.

2. Information We Collect

We collect personal information to facilitate connections between clients and lenders and to provide tailored financing solutions. The types of personal information we may collect include:

• Contact Information: Name, phone number, email address, and business name.

• Business-Related Information: Information provided in financing request forms, such as business details relevant to lease or financing applications.

• Usage Data: Information about how you interact with our website or services, such as IP addresses, browser type, and pages visited (if collected via our website or digital platforms).

• Other Information: Any additional information you voluntarily provide to us or that is provided by third parties (e.g., lenders) with your consent or as permitted by law.

We collect this information directly from you through forms, communications, or website interactions, or indirectly through third parties (e.g., lenders or analytics providers) when authorized.

3. How We Use Your Information

We use your personal information for the following purposes:

• Facilitating Financing Connections: To connect you with lenders and financial institutions that can provide financing solutions tailored to your needs.

• Communication: To communicate with you and lenders regarding financing requests, approvals, or transaction updates.

• Service Improvement: To analyze and improve our services, including tailoring financing options to maximize client outcomes.

• Fraud Prevention: To detect, prevent, or reduce the risk of fraud or unauthorized activity.

• Legal Compliance: To comply with applicable laws, regulations, or legal processes, including responding to lawful requests from authorities.

• Eligibility Verification: To verify your continued eligibility for financing or lease agreements, as needed.

We limit the use of your personal information to the purposes described in this policy and do not use it for unrelated purposes without your consent or legal authorization.

4. Disclosure of Personal Information

We may share your personal information in the following circumstances:

• With Lenders and Financial Institutions: We share basic contact information (e.g., name, phone number, email address, business name) with third-party lenders or financial institutions to facilitate financing solutions. These parties may have their own privacy policies governing their use of your information.

• For Fraud Prevention: To third parties involved in fraud prevention or risk reduction, such as identity verification services.

• With Service Providers: To trusted service providers or agents who assist us in providing our services (e.g., IT providers, analytics services), subject to strict confidentiality agreements.

• As Required by Law: When required or permitted by law, such as in response to a court order, subpoena, or regulatory request.

• With Your Consent: When you explicitly request or consent to the disclosure of your information.

• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to a successor entity, subject to equivalent privacy protections.

We do not sell, trade, barter, or exchange your personal information for consideration with any third party for marketing or other purposes not described in this policy.

5. Your Rights Under the Texas Data Privacy and Security Act (TDPSA)

As a Texas resident, you have the following rights regarding your personal data under the TDPSA:

• Right to Access: You may request confirmation of whether we process your personal data and access to the specific data we hold about you.

• Right to Correct: You may request correction of inaccurate or incomplete personal data.

• Right to Delete: You may request deletion of your personal data, subject to certain exceptions (e.g., legal obligations or fraud prevention).

• Right to Portability: You may request a copy of your personal data in a structured, commonly used, and machine-readable format.

• Right to Opt-Out: You may opt out of the processing of your personal data for targeted advertising, sales, or profiling with significant legal or similar effects. (Note: Machinery Funding does not engage in these activities, but this right is available under the TDPSA.)

• Right to Non-Discrimination: We will not discriminate against you for exercising your TDPSA rights, such as by denying services or charging different prices.

To exercise these rights, please contact us using the details in the Contact Us section below. We will respond to your request within 45 days, with a possible 45-day extension for complex requests, as permitted by the TDPSA. We may require identity verification to process your request.

6. Consent and Withdrawal

By providing your personal information to Machinery Funding, including through financing request forms, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy. In most cases, this consent is provided in writing as part of the financing request process.

You may withdraw your consent at any time, subject to legal or contractual restrictions, by providing reasonable advance notice. To withdraw consent or limit the use of your information, please contact us as outlined in the Contact Us section. Note that withdrawing consent may affect our ability to provide services, such as connecting you with lenders.

7. Data Security

We take reasonable measures to protect your personal information from loss, misuse, unauthorized access, disclosure, alteration, or destruction. These measures include:

• Physical Security: Secure storage of physical records.

• Technical Security: Encryption, access controls, and secure data transmission protocols where applicable.

• Procedural Safeguards: Limiting access to personal information to authorized employees or agents who need it to provide our services.

When your personal information is no longer needed, we will securely dispose of it in accordance with our data retention and disposal procedures, which we periodically review for effectiveness.

8. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, or enforce agreements. When your information is no longer required, we will securely delete or anonymize it.

9. Third-Party Links and Services

Our website or services may contain links to third-party websites, such as those of lenders or financial institutions. We are not responsible for the privacy practices or content of these third parties. We encourage you to review the privacy policies of any third-party websites or services you interact with.

10. Children’s Privacy

Our services are not directed to individuals under the age of 13, and we do not knowingly collect personal information from children under 13. If we learn that we have collected such information, we will promptly delete it.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of material changes by posting the updated policy on our website with a revised “Last Updated” date or by other means, such as email, where required by law. Your continued use of our services after such changes constitutes your acceptance of the updated policy.

12. Contact Us

We welcome your questions, concerns, or suggestions regarding this Privacy Policy or our privacy practices. To contact us, submit a data rights request, or review, correct, or delete your personal information, please reach out to:

Privacy Officer
Machinery Funding
Email: info@machineryfunding.net
Phone: 1-888-338-5130

For TDPSA data rights requests, please include “TDPSA Request” in the subject line of your email or communication. We will respond promptly and in accordance with applicable law.

13. Additional Information for Texas Residents

• TDPSA Compliance: As a business subject to the TDPSA, we process personal data in a manner consistent with our obligations as a “controller” or “processor” under the law. We provide this Privacy Policy as our “clear and reasonably accessible” notice of data practices, as required by the TDPSA.

• Appealing Decisions: If we deny your TDPSA data rights request, you may appeal the decision by contacting us within 30 days of receiving our response. We will review your appeal and respond within 60 days.

• Complaints: You have the right to file a complaint with the Texas Attorney General if you believe we have violated the TDPSA. Contact information is available at https://www.texasattorneygeneral.gov.

This Privacy Policy is designed to be transparent and compliant with Texas law. We are committed to protecting your privacy and continuously improving our practices based on your feedback.

Notes for Customization:

1. Business-Specific Details: Update the policy with specific data types, third-party relationships, or operational details unique to Machinery Funding. For example, clarify if you collect sensitive data (e.g., financial or credit information) beyond basic contact details.

2. Website Analytics: If your website uses cookies, trackers, or analytics tools, add a section on “Cookies and Tracking Technologies” to describe their use and user opt-out options, as required by the TDPSA for targeted advertising or profiling.

3. Retention Periods: Specify retention periods for different data types if known (e.g., contact information retained for 2 years post-transaction).

4. Industry Regulations: If you handle sensitive financial data, consider referencing compliance with federal laws like the Gramm-Leach-Bliley Act (GLBA), if applicable.

5. Legal Review: Have this policy reviewed by a Texas-licensed attorney familiar with the TDPSA to ensure full compliance, especially if you process sensitive personal data or operate in a regulated industry.

If you need assistance with specific customizations or have additional details about your data practices, please provide them, and I can refine the policy further.